Brian J Sanderfer Appraisal Service is your FHA certified appraisal companyBrian J Sanderfer Appraisal Service is KY state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to call Brian J Sanderfer Appraisal Service, as we are approved and qualified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Brian J Sanderfer Appraisal Service is well-trained on how to follow the rules and regulations provided. If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. If your property loan is FHA approved, that means that it has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower doesn't pay their loan. Available to all homebuyers, FHA loan programs are designed to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lesser income or less starting capital to use as a down-payment on a financial transaction are helped the most from FHA loan programs. |